Professional insurance for Kinesiologists

As a condition of becoming and continuing as a practising member/affiliate, every member/affiliate must have and maintain professional liability insurance covering the scope of practice of kinesiology as defined by the CKA and the PKAs. The insurance may be held through the CKA national insurance program from PROLINK or your employer. You must submit your mandatory professional liability Insurance within 10 days, otherwise we will have to invalidate your membership. Attach your PROLINK insurance certificate or your workplace professional liability certificate.

1. National Insurance Program by PROLINK

The national insurance program through PROLINK is offered at significantly low rates thanks to reaching over 5,000 members in this program. For example, professional liability insurance begins at $59/yr. Professional liability Insurance can be purchased directly from PROLINK during your renewal process. Once purchased, all insurance documents will be emailed to you by PROLINK, and your certificate of insurance will be automatically uploaded to your CKA profile to be validated.

Should you have any questions, please contact Nelcia Pereira by email at cka@prolink.insure.

You will need your membership number.

2. Workplace Professional Liability Insurance

If you have insurance through your employer – that is, you are already covered by professional liability insurance, covering your acts as a Kinesiologist, under the term Kinesiologist – you must attach your proof of insurability (or evidence of employment at an institution [e.g., hospital]) and the signed consent form provided in the registration process. These two documents will be requested upon accession/renewal. If you have coverage through your employer, you must verify that the policy covers the full scope of practice for kinesiology as defined by the CKA and the PKAs and meets the requirements outlined below. If you carry professional liability insurance through your employer, you agree that you will not provide kinesiology services external to the business operations of the employer – thus, no private practice.

Note: The CKA does not accept professional liability insurance outside of the CKA national insurance program/PROLINK unless the policy includes an endorsement (rider) that covers the entire scope of practice of kinesiology as defined by a kinesiology governing body, identifies you as the insured person, and the policy is consistent with CKA insurance requirements.

To be approved by the CKA, your workplace professional insurance must include the following:

Policy wording covering the entire scope of practice for kinesiology as defined by the CKA/PKA.
Limits of liability are of not less than $2,000,000/loss and $3,000,000/policy term.
Policy coverage includes errors and omissions made by the insured member/employee.
Policy wording does not restrict coverage to working with healthy or uninjured persons whether in these specific terms or others synonymous with good health.
If you carry professional liability insurance through your employer, you confirm by having signed this document that you will not provide kinesiology services external to the business operations of the employer – thus, no private practice.
You confirm having signed that you have reviewed the coverage provided under the policy and confirm it meets all the listed requirements.